RIVERGATE SCION

1520 GALLATIN RD
MADISON, TN 37115
Phone: 888-814-2211 or 615-686-2553
Fax: 615-860-1811
RIVERGATE SCION - Print
FINANCE
FINANCE RATES  
Description
Zone 1+ and Zone 1              60 / 63 / 66 / 72 / 75 / 84 months (84mo Zone 1+ and 1 only)
Zone 1+ (FICO 720+)                         4.00% /  4.00% / 5.00% / 5.35% / 5.60% / 6.60%  
Zone 1 (FICO 719-690) 4.55% / 4.55% / 5.50% / 5.60% / 5.85% / 6.85% 
Zone 2 (FICO 689-670) 6.20% / 6.20% / 6.55% / 7.15% / 7.65% / N/A
Zone 3 (FICO 669-650) 7.80% / 7.80% / 8.30% / 8.80% / 9.30% / N/A
Zone 4 (FICO 649-630) 13.00% / 13.25% / 13.50% / 14.50% / 15.00% / N/A
Zone 5 (FICO 629-610) 15.85% / 16.10% / 16.75% / 17.75% / 18.25% / N/A
Zone 6 (FICO 609-580) 18.30% / 18.55% / 19.75% / 20.70% / 21.20% / N/A
Zone 7 (FICO 579-520) 21.75% / 22.00% / 22.25% / 22.75% / 23.25% / N/A

FOR <520 FICO SCORES, ADD 1% TO ZONE 7 RATE

 

Advance limits-zone 1+ to 3 120%, zone 4 to 7 100%

Available with approved credit

 
LEASE FACTORS  
Zone 1 (FICO 720+) 0.00285              up to 60 mo
Zone 1 (FICO 719 - 690) 0.00295              up to 60 mo
Zone 2 (FICO 689 - 670) 0.00340              up to 60 mo
Zone 3 (FICO 669 - 650) 0.00410              up to 60 mo
Zone 4 (FICO 649 - 630) 0.00460              up to 60 mo
Zone 5 (FICO 629 - 610) 0.00540              up to 60 mo
Zone 6 (FICO 609 - 580) 0.00600              up to 60 mo
Zone 7 (FICO 579 - 520) 0.00720              up to 60 mo

Available with approved credit

 
NEW VEHICLE PROTECTION PLANS  
Platinum Protection - $50 Deductible 72/75k=$775, 72/100k=$925, 84/75k=$850, 84/100k=$1050
Platinum Protection - $0 Deductible 72/75k=$825, 72/100k=$975, 84/75k=$900, 84/100k=$1100
Gold Protection - $50 Deductible 60/80k=$700, 60/100k=$825, 72/75k=$750, 72/100k=$900
Gold Protection - $0 Deductible 60/80k=$750, 60/100k=$875, 72/75k=$800, 72/100k$950
Powertrain Protection - $50 Deductible 72/100k=$725
Powertrain Protection - $0 Deductible 72/100k=$775
OTHER PRODUCTS  
Guaranteed Auto Protection (GAP) 1-36 mos=$430.00, 37-48 mos=$520.00, 49-60 mos=$640.00, 61-84 mos=$795.00
Simoniz System 5 Paint Protection and Interior Warranty  $299.00
Auto Care 4 years/57,000 mi $820.00
Vehicle Etching $299.00

Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.

APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.

Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.

The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.

Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details

 

RIVERGATE SCION • Toll Free: 888-340-8222 Local: 615-686-2553
 • Site Map • Disclaimer • Contact Us